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If you're a small business struggling to stay afloat, a loan from a bank might be all you need.
But if you're a nonprofit struggling to stay afloat, a loan from a bank might be all you need.
In an environment of rising interest rates, it can be tempting to simply look for the lender offering the lowest one, but FiveThirtyEight.com offers a list of questions nonprofits should ask before choosing a lender: What type of lender do we want to work with? Some nonprofits might look for loans from other nonprofits or community development financial institutions, while others will stick with more traditional banks or credit unions.
What other services can this lender offer? A good lender will be able to help with other financial needs, such as offering a business loan to purchase equipment or software, with terms that make sense for your organization.
What other services can this lender offer? nonprofit lenders may also have a greater ability to adjust loan terms or come up with innovative solutions tailored to an organization's needs.
Are there additional fees? While the rate is typically the biggest cost associated with a loan, there can be other significant fees.
When evaluating loan terms, make sure to consider not only the interest rate, providing tools and services aimed to assist with taxes, asset
Selected Grant News Headlines
A customized collection of grant news from foundations and the federal government from around the Web.
Foundation: Jim Joseph Foundation
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Elise May, a former HEARTS Board Member, is an independentTeaching Artist/Arts Administrator, educator, actor, singer, and writer.She works with actors, school districts, libraries, and ...more
Environmental science majors study the science behind environmental challenges like climate change, pollution, and habitat destruction.An urban studies major focuses on the design and management of...more
Emporia Area Chamber of Commerce and Ignite Emporia embody these values through a proactive approach to creating an environment for business and community success.81% of adults consider their local...more
The Creative Capital Foundation selected 55 artists and collectives for its annual grant award from a pool of over 5,600 applicants.Each grant provides $50,000 of unrestricted project funding...more
Kindle Farm School is a therapeutic day school serving 50 students in grades 3-12.One hundred percent of Kindle Farm's student body is comprised of students who qualify for special education within...more
Creative Sonoma's leadership benefits schools and artists in the county.A grant program provides funding for school districts to create strategic arts plans.The Emerging Artists Incubator at the...more
The impact of philanthropy in London: A legacy of giving | London Daily News.From historical figures to modern-day benefactors, philanthropy has played a crucial role in addressing social challenges...more
Innovative ideas from Plymouth County youth earn $2,500 grant for community improvement.The project is designed to provide youth with opportunities to learn about community development and how their...more
The foundation supports local nonprofits, schools and community groups in the areas of community development, environment, education, aging in place, business development, arts and culture and youth...more
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Spotlight
Together TV, the Channel that Helps You Channel Your Inner Good
Caroline Diehl is a serial social entrepreneur in the impact media space. She is Executive Chair and Founder of the UK’s only charitable and co-operatively owned national broadcast television channel Together TV, the leading broadcaster for social change runs a national TV channel in the UK and digital platform which helps people find inspiration to do good in their lives and communities.
